Choosing the Best Mortgage for You Today there is no one-size-fits-all mortgage that is best for everyone. Only an honest discussion with your trusted mortgage loan originator can answer which program(s) are best for you. Factors to consider in choosing a mortgage: Your current financial situation Fixed and adjustable interest rates Your short-term and long-term goals How long you expect to be in your home Keep in mind that these pages were created to provide you with some quick, basic info on available mortgages today. However, if you’re looking for specific information regarding your current needs, nothing can replace a face-to-face discussion with your loan officer! Your home is likely the biggest investment you’ll ever have and the answers you can obtain from a personal consultation are invaluable.